Buying a Home

Deciding to purchase a home is a major investment of both time and money.  We can help you determine if you are ready to make this investment and can assist you through the process.

Why Own a Home?

• You can build equity
• Your home usually appreciates in value
• The home is yours
• Your mortgage interest is tax deductible at this time
• Provides stability and empowerment

Am I Ready to Buy a Home?

• Do I have a steady source of income?
• Have I been employed on a regular basis for 2 years?
• Is my income reliable?
• Do I have a good credit history?
• Am I able to pay my bills and other debts?
• Do I have the ability to make the mortgage payment every month, plus handle the maintenance and repairs?
• Do I have money saved for a down payment?

Where Do I start?

Deciding to purchase a home is a major investment of both time and money.  We can help you determine if you are ready to make this investment and can assist you through the process.  See a Power Point Presentation of “Your Own Home Orientation”