Minor Repair Program Grant

This grant program assists low-to-moderate-income families who own and occupy a single family residence or mobile home in need of minor repair.  Typical repairs performed under this grant program can include, but are not limited to, roof repair/replacement, replacement of non-functioning heating system, or other improvement items that may threaten the health or safety of a home.  Accessibility repairs can also be performed with Minor Repair Program funds. Income and asset restrictions apply.

What form of assistance does the grant program provide?

Assistance is in the form of a grant up to $15,000 and must be used for items that threaten the health or safety of a household.  Applicants may reapply for Minor Repair Program grants until they have reached their $15,000 cap.

What is the maximum grant amount?

The maximum grant amount is $15,000.  The minimum amount is $1,000.

What types of property are eligible?

All properties must be located within the Municipality of Anchorage.  Properties that are eligible include owner-occupied homes to include condos and single-family homes.  The applicant must own and occupy the home as their primary residence.  For home ownership, applicants must provide a MOA tax record, warranty deed, and the most recent mortgage statement.  Minor repair grants will not be approved if the applicant is delinquent in Municipal property taxes, or if the home is otherwise in jeopardy of foreclosure. 

Who can participate in the Minor Repair Program?

The total household income may not exceed United States Department of Housing and Urban Development’s (HUD) established low-income limits according to family size.  These income limits are adjusted on an annual basis.  Listed below are HUD’s 2009 income limits:  Household income will be determined as the adjusted gross income as defined for reporting on IRS Form 1040 for individual federal annual income tax purposes.

Family Size

“Family Size” will include all people occupying the property as their permanent residence, whether related or not.

The liquid assets of the household cannot exceed $10,000.  Liquid assets include savings and checking accounts, certificates of deposit, trust accounts, notes receivable, etc. 

Are there any additional fees?

The Municipality of Anchorage will not charge a fee for the grant.  Any fees charged by the program’s administrator may be added to the grant amount.

Will I need to repay this grant?

No repayment of the grant is required as long as the property remains owner (the minor-repair grant’s recipient) occupied for 3 years after final disbursement of the emergency-repair grant funds.  Upon vacating the residence or transfer of deed or title within the 3-year grant period, including moving and renting the property, the grant becomes immediately due and payable. 

Who is funding this grant?

The funding source for the grants is the U.S. Department of Housing and Urban Development’s Community Development Block Grant Program.

For More Information:  Call 677-8490 and ask to speak with a Grant Officer